Laguna Hills, Laguna Woods and Mission Viejo real estate and homes for sale in California, luxury homes, senior homes - Marlene Bridges, REALTOR® Marlene Bridges REALTOR(r) for Laguna Hills, Laguna Woods and Mission Viejo, California real estate, luxury homes, senior homes - NUMBER1EXPERT™ Marlene Bridges NUMBER1EXPERT(tm) for Laguna Hills, Laguna Woods and Mission Viejo, California real estate, luxury homes, senior homes
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Marlene Bridges, REALTOR®, real estate agent and broker for Laguna Hills, Laguna Woods and Mission Viejo California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Buyers Want Your Home for As Little As Possible. Quickly Find Out What It's Really Worth, by Email, for Free. NO OBLIGATION ~ JUST INFORMATION. 

In order to give you accurate information on what your home or property really worth, I'll need you to provide a bit of information first. My job is accurately pricing homes and condos in South Orange County California (Laguna Hills, Laguna Woods-formerly Leisure World, Laguna Niguel, Aliso Viejo, Dana Point, Rancho Santa Margarita, San Clemente, Lake Forest, and Mission Viejo). With the information you provide, I'll prepare a market analysis on YOUR property. There's no obligation, it's FREE, and I promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What is the mysterious American island whose private owners are intent on preserving the ways of early island life?

A 
The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways.
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Marlene Bridges, REALTOR®, real estate agent and broker for Laguna Hills, Laguna Woods and Mission Viejo California home listings, property and land for sale - NUMBER1EXPERT(tm)

Marlene Bridges
Sherman Smith and Associates

29102 Alfieri Street
Laguna Niguel, CA 92677
800 777-1775
949 363-0901
Email: marlenebridges@NUMBER1EXPERT.com

Serving Orange County California as Certified Residential Specialist®, Seniors Real Estate Specialist®, Luxury Homes Specialist Candidate, President Elect Laguna Hills/Laguna Woods Chamber of Commerce. Integrity and superior service are the cornerstone of my business. Over 92% of my business is repeat and referral.

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