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Marlene Bridges, REALTORŽ, real estate agent and broker for Laguna Hills, Laguna Woods and Mission Viejo California home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find The Most Current Information on Homes For Sale in Laguna Hills, Laguna Woods and Mission Viejo, California. For all your South Orange County California Real Estate Needs-I'm Here To Help

Looking for a home? Be my guest and use my website to search everything the web has to offer, right here! All the best Orange County Real Estate information at your fingertips. Use the Listings Player to the right to see my featured listings. There are lots of photos and great information. If you need more information about buying or selling a home in Laguna Hills, Laguna Woods, Mission Viejo, Aliso Viejo, Rancho Santa Margarita, Las Flores, Ladera Ranch, Laguna Niguel, Laguna Beach, Lake Forest or Foothill Ranch---for all your South Orange County Real Estate Needs...I'm here to help!

Need Orange County real estate information? I've packed much of what is important about the Laguna Hills, Laguna Woods and Mission Viejo real estate market in this site. If you need more information about homes for sale in South Orange County, you can email me or call me direct at 800 777-1775.

Need expert advice? No web site, large or small, can take the place of the personal attention of a real estate expert... Not even mine! Throughout this site you'll see lots of ways that you can contact me for one-on-one expert help and advice. That's my job...Keeping you informed throughout the process of buying or selling a home in Orange County is what I do.

When you contact me you can be assured I will respect your privacy. I offer the services on this site for free. No obligation, just information. Why? This website is acts as my resume. I'm interviewing for the postion as YOUR real estate agent. As your trusted, professional real estate advisor, I can assist you in finding the best home in your area within your price range. With my knowledge and expertise, we can work together to sell your home, for the highest price, with the least amount of hassle.

Your home is most likely one of the largest investments you'll ever make in your life. Doesn't it make sense to hire an expert to work with you when buying or selling your Orange County home? As a top Laguna Hills, Laguna Woods and Mission Viejo real estate agent, I have the experience and track record that make all the difference in the experience of buyin or selling a home in Orange County. Orange County Real Estate is what I know...helping people to buy and sell homes in Orange County is what I do best.
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- Marlene Bridges


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Schools in Laguna Hills, Laguna Woods and Mission Viejo

Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Q	Who is the world's richest living person?
A	William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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Marlene Bridges
Sherman Smith and Associates
29102 Alfieri Street
Laguna Niguel, CA 92677
800 777-1775
949 363-0901
Email: marlenebridges@NUMBER1EXPERT.com

Serving Orange County California as Certified Residential SpecialistŽ, Seniors Real Estate SpecialistŽ, Luxury Homes Specialist Candidate, President Elect Laguna Hills/Laguna Woods Chamber of Commerce. Integrity and superior service are the cornerstone of my business. Over 92% of my business is repeat and referral.

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Marlene Bridges, SoCal REALTORŽ-CRS-SRES-ePro (Sherman Smith & Associates): Real Estate Agent in Laguna Hills, Orange County, California

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